About 228 loan

For every census tract through which the lender originated or acquired a small business loan or tiny farm loan, the bank must report the aggregate range and greenback number of modest small business loans and smaller farm loans:

(six) A map of each and every facility-primarily based assessment space and, as relevant, each retail lending assessment space exhibiting the boundaries of the region and identifying the census tracts contained in the region, possibly over the map or in a very separate list; and

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The inclusion of the affiliate's loans, investments, services, and merchandise inside a lender's strategy, or within a joint plan of affiliated depository establishments, is subject to the next:

(i) The public's involvement in formulating the draft prepare, together with distinct information concerning the customers of the general public and companies the lender contacted And exactly how the bank collected information and facts suitable for the draft approach;

For each significant product or service line, a Geographic Community Benchmark, calculated pursuant to paragraph III.c of appendix A to this portion for facility-dependent evaluation places and retail lending evaluation locations, and paragraph III.e of appendix A to this section for outside retail lending places.

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) A bank may use choice weights for combining the borrower and geographic distribution analyses for key product line(s) or other loan goods.

(5) Info and data provided by the lender concerning the lender's enterprise technique and products offerings;

A lender might submit supplemental details to your Board on a private basis, nevertheless the objectives said within the strategy must be adequately unique to empower the general public and the Board to guage the deserves of your strategy.

(B) Inside five calendar times in the ask for, all the data that the bank is necessary to maintain underneath this section in the public file regarding the ability-primarily based evaluation space through click here which the department is situated.

Any facility-based evaluation spot, retail lending assessment area, outside the house retail lending space, or other geographic space that could be evaluated while in the absence of an authorised program, but just isn't A part of an accredited strategy, is going to be evaluated pursuant to the efficiency checks that will implement within the absence of the authorized approach.

(ii) The Board considers an intermediate financial institution's Group development loans, Neighborhood progress investments, and community progress expert services with no regard to whether the activity is created in a number of on the lender's facility-primarily based assessment parts. The extent from the Board's consideration of Group development loans, Neighborhood enhancement investments, and community growth services beyond the financial institution's facility-based mostly assessment parts will depend on the adequacy from the lender's responsiveness to community enhancement requirements and chances within the bank's facility-primarily based evaluation locations and relevant overall performance context data.

indicates a channel through which financial institutions present retail banking companies electronically, which include on line banking or cell banking.